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What property insurance covers

What property insurance covers

April 9, 2026

Which risks home and property insurance covers, what to check and when it is appropriate.

Property insurance protects your home or company property from unexpected events. Here are the essentials.

Covered risks

Usually fire, explosion, flood, natural disasters, burglary and water damage. The scope depends on the chosen package.

Building and contents

Cover can apply to the structure (walls, installations) and/or the contents (furniture, equipment). It is important that the sum insured matches the real value.

When it is appropriate

For owners and tenants, and for company premises. See more about property insurance.

Questions? Get a quote or call 052 603 369 — the consultation is free.

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