Motor Hull (Casco)

What Casco covers

Casco is an optional insurance that compensates damage to your own car — whether or not you are at fault. Depending on the package, cover can include road accidents, theft, fire, natural disasters, vandalism and falling objects.

Full or partial Casco

• Full Casco — the widest cover, including accidents you cause;
• Partial Casco — a limited set of risks (e.g. theft, fire, natural disasters) at a lower price.

The choice depends on the car's value and age, how it is used and your budget.

How the price is formed

• make, model, age and market value of the car;
• chosen cover and the size of the deductible;
• security systems and where the car is parked;
• the driver's history and profile.

What is usually not covered

Exclusions are set by the General Terms and may include driving without a licence, under the influence, wear of parts, and damage outside the chosen package.

How to file a Casco claim

Notify the insurer within the set time limits, provide the required documents and present the car for inspection. As a broker we assist you through the process.

Why use a broker

We compare more than one offer, explain differences in cover and deductible, and help you choose by real risk — not price alone. See also Third-Party Liability.

FAQ

How much does Casco cost?
The price is individual and depends on the car and chosen cover. Send a quote request for a specific figure.

Casco or just MTPL?
MTPL is compulsory and covers third parties; Casco is optional and protects your own car. The two complement each other.

This information is general and for information purposes only. It is not individual advice and does not replace the insurer's General Terms. Cover, exclusions and prices are set by the specific insurer and applicable law. DENMAR BROKERS Ltd is a licensed insurance broker.